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Find a Motor Finance Claims Solicitor

Looking to find a motor finance claims solicitor? Use this independent search tool to find regulated law firms handling mis-sold PCP and HP car finance commission claims. RedressIQ has no affiliation or commercial links to any firms shown. Listings are from a Google search of the top 50 rankings for "motor finance claim solicitors" with non-law firms excluded. Details checked 25 October 2026

Stephensons

Wigan

Wigan Investment Centre, Waterside Drive, Wigan, Lancashire, WN3 5BA, United Kingdom.

Telephone
Email
Contact sources and service details

Contact details ↗

The linked service covers car finance disputes. A dedicated motor finance commission-claims service has not been confirmed; check scope with the firm.

How to Find a Motor Finance Claims Solicitor

When searching to find a motor finance claims solicitor or car finance claims law firm, it is important to distinguish between regulated law firms and commercial lead-generation websites or claims management companies (CMCs).

  • Verify regulatory status: Every solicitor or law firm in England and Wales must be authorised and regulated by the Solicitors Regulation Authority (SRA). Firms based in Scotland (such as Glasgow practices handling Scots law agreements) are regulated by the Law Society of Scotland. Expand the Contact sources link on any card above to check published regulatory and office records.
  • Solicitors vs Claims Management Companies: Only regulated solicitors can issue court proceedings, conduct county court litigation, or represent claimants in High Court group actions over undisclosed commission or discretionary commission arrangements (DCAs).
  • Check fee structures & cancellation terms: Most motor finance claim solicitors act under a Conditional Fee Agreement (CFA) or Damages-Based Agreement (DBA) (“no-win, no-fee”). Always check the percentage deduction, whether VAT applies, and whether termination fees apply if you cancel after the 14-day cooling-off period.

Do You Need a Solicitor for a Car Finance Claim?

You do not need to instruct a motor finance solicitor or pay a fee to claim car finance commission redress:

  • Free direct complaints & FCA redress scheme: Borrowers with eligible Personal Contract Purchase (PCP) or Hire Purchase (HP) agreements can complain directly to their lender for free and keep 100% of any compensation awarded.
  • When borrowers instruct a solicitor: Some consumers prefer to instruct a specialist motor finance claims solicitor if they want full legal representation, have complex multi-agreement disputes, or wish to pursue a court claim for unfair relationship under section 140A of the Consumer Credit Act 1974 following the Supreme Court ruling in Johnson v FirstRand Bank. Court awards may be considerably higher than redress provided by the FCA scheme.
  • Compare your options first: Before deciding to use a car finance lawyer, you can compare FCA Scheme redress with potentially higher court compensation using our free Motor Finance Redress Calculator. Your chosen law firm will be able to discuss and confirm amounts with you when they are in possession of all necessary finance details.

Frequently Asked Questions: Finding a Motor Finance Solicitor

How do I find a motor finance claims solicitor in the UK?

Browse the independent directory to find UK law firms dealing with motor finance commission claims. You can filter firms by postcode area, visit each firm’s dedicated car finance claim page, and see their telephone number, email address, and SRA or Law Society contact sources.

What is the difference between a motor finance solicitor and a claims management company (CMC)?

A motor finance claims solicitor works within a regulated law firm (authorised by the SRA in England and Wales or the Law Society of Scotland) and can conduct litigation or group actions in court. A claims management company (CMC) is regulated by the FCA to handle administrative complaints or refer leads to law firms. Non-law firms and CMCs are excluded from this directory.

Do I need a solicitor to make a motor finance commission claim?

No. You can submit a motor finance commission complaint directly to your lender for free and keep 100% of your refund under the FCA motor finance redress rules (PS26/3). You can check your FCA scheme estimate using the Motor Finance Redress Calculator, find your car finance lender, and use our free complaint template letter to make your own complaint.

How much do motor finance claim solicitors charge?

Most car finance claims solicitors work on a no-win, no-fee basis and deduct a success fee from any redress recovered. Always read the firm’s client care letter and fee schedule carefully before signing.

Can I instruct a motor finance solicitor outside my local postcode area?

Yes. Almost all motor finance law firms in England and Wales represent claimants nationwide via online client portals, email, and phone. If you took out your car finance agreement in Scotland, check whether the firm handles Scottish jurisdiction claims.